DRep Profile
Dr. Navjit Dhaliwal
Objectives
Motivations
I’ve been through the trenches - raising funds, dealing with auditors, building teams and launching products. I know how hard it is to move from idea to mainnet. I also know the kind of governance support builders actually need. I’ve helped bring Cardano-native solutions through real due diligence and into enterprise conversations, not as an advisor but as someone responsible for delivery. I want to bring that lens to DRep voting: practical, accountable and grounded in outcomes.
Qualifications
Payment Address
addr1qxum3y23nw7wh0zq02ptzwlyjjfkgdqa8sclvekjfmnasukq8muhpnuan3ny5zrwx3kmm6y28749t2txerq6pdeggjssuagwr7
Metadata Hash
8e94b51867c95aa9801be81043e7a3f863f7ee18a1d80e4f7059e8b0164e723f
Unacceptable Security Risk
No easy way to submit transactions over Tor. Poses an unacceptable risk to governance participants and general users of Cardano.
Long‑Term Treasury Diversification Strategy
I would like to propose an approach for the long-term stabilization and diversification of the treasury. 1. Regular ETF Savings Plan (Broadly Diversified) A portion of the treasury funds could be regularly invested in a broadly diversified ETF (e.g., tracking a global equity index). The goal is to benefit from average market returns over the long term. The savings plan approach (Dollar-Cost Averaging) reduces timing risk Broad diversification minimizes concentration risk Passive ETFs are cost-efficient and transparent 2. Reinvestment of Returns into ADA Generated returns (dividends and/or realized capital gains) could be periodically converted back into ADA and returned to the treasury. Strengthens ADA reserves over the long term Creates an “external yield source” for the ecosystem Enables growth without relying solely on the crypto market 3. Complement through Tokenized Precious Metals (Gold & Silver) Additionally, a small portion of the treasury could be allocated to tokenized gold and silver (e.g., via providers like Finest). Why this makes sense (as a complement to ETFs): Crisis hedge: Gold and silver are traditionally considered safe havens in times of economic uncertainty Low correlation: Precious metals often move independently of equity markets → additional diversification Inflation protection: Gold in particular is widely used as a hedge against currency devaluation Portfolio stability: Helps reduce overall treasury volatility On-chain integration: Tokenized assets remain compatible with blockchain systems and can be managed flexibly 4. Conclusion The combination of: growth-oriented ETFs reinvesting returns into ADA and stabilizing precious metals could make the treasury more robust, sustainable, and less dependent on individual market cycles. I have come across similar approaches before, which is why I wanted to bring this idea back for discussion and further development. Feedback, criticism, and additions are very welcome. I’m not a developer or anyone who can implement this proposal. This is my first time making a suggestion, so please excuse me if something is wrong. Kind regards, René (rene.ada)
fund some test
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